Growth at Idaho Central Credit Union

Idaho Central Credit Union (ICCU) was the largest Idaho-based credit union by asset size in the state in 2021, with assets exceeding $7.5 billion. ICCU was established in 1940 and grew at rates comparable to other Idaho credit unions for the first fifty years of its operation. Beginning in 1990, however, ICCU’s performance and growth far exceeded that of other Idaho credit unions, and by 2020, was the 32nd largest credit union in the nation. This descriptive case asks students to analyze this exceptional growth and consider what challenges may lie ahead for ICCU.